Federal Student Loans: Important Information Regarding Potential Default
The United States Department of Education will resume collections through the Treasury Offset Program beginning on May 5th, 2025. The Treasury Offset Program includes federal payments such as an IRS Tax Refund, Social Security benefit payments, and Railroad and Office of Personnel Management (OPM) retirement benefits.
If you would like to establish a monthly payment schedule and there have been no recent changes to your income or marital status, you will need to send both pages of your most recent Federal 1040 tax return either signed by you or stamped by your tax preparer. All documents must be submitted to the following address:
U.S. Department of Education
Default Resolution Group
P.O. Box 5609
Greenville, TX 75403-5609
If there have been recent changes to your income or marital status, or you would like to hear other repayment options, please call us at 1-800-621-3115.
To learn more about the loan rehabilitation program and consolidation, please visit StudentAid.gov/manage-loans for more information.